Whether it's a single company car, a growing fleet of work utes, or a personal vehicle, we structure finance around how you'll actually use it.

 

New or used, we'll help you find a solution that keeps you moving without tying up your cash flow.

From single prime movers to full transport fleets, we understand that reliability is everything in this industry.

 

We'll match you with lenders who get transport businesses, and structure repayments around your cash flow so growth doesn't come at the cost of flexibility.

Excavators, bobcats, skid steers and civil equipment. We know the job can’t wait, so neither should your finance.

 

We work quickly to get earthmoving and civil operators the equipment finance they need, with terms built around project timelines and seasonal cash flow.

Builders, developers and trade businesses rely on us to finance the plant and machinery that keeps projects on schedule.

 

We’ll help you weigh up new versus used, and structure a deal that helps your next project move forward with confidence.

Production equipment is a long-term investment, and we treat it that way.

 

We'll help you finance the machinery that keeps your production line moving, with repayment terms structured around your operating cycle.

Practices and clinics investing in new equipment need finance that understands the industry.

 

We work with medical and allied health professionals to fund equipment upgrades without disrupting day-to-day operations, drawing on Key Change Finance's existing experience with medical professionals.

Growing a business often means investing before the returns arrive. Whether it's equipment, vehicles, fit-outs or working capital, the right finance can help you take the next step sooner.
 

We'll help you find a solution that supports your business goals while keeping cash flow manageable and flexibility intact.

Tax debt can place unnecessary pressure on your business and make it harder to move forward with confidence.
 

We can help consolidate eligible tax debts into a structured finance solution, giving you greater control over repayments and helping improve day-to-day cash flow.